10 Money Lessons I Wish I Knew In My 20's (Zero to Millionaire)

Use SoFi to buy, sell, and hold crypto all in one app: https://go.sofi.com/charliechang I made a lot of money mistakes in my 20s. Looking back now, there are so many things I wish I understood earlier about making, saving, and investing money. In this video, I share 10 money lessons I learned the hard way, from being too frugal, focusing on saving instead of increasing income, investing mistakes, understanding taxes, tracking your money, and building the right money mindset. These are lessons that completely changed how I think about money and helped shape the financial life I have today. Use the resources below to get to your first $100k! 💰 Use Monarch Money to track your net worth: https://www.charliechang.com/monarchmoney/ ► Get access to my FREE side hustle courses: https://www.sidehustlemastery.com My favorite finance + business products: 💳 My favorite credit cards: https://yourbestcreditcards.com/card-finder/?ccid=2004 🏦 Favorite online savings accounts: https://www.bankrate.com/landing/charlie-chang/best-savings-options/ 📈 Get a bonus with WeBull Investing: https://bit.ly/webull-bonus 🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): https://hostinger.com/charliechang 🥇 Hire the top 1% of overseas talent: https://paired.so/charlie ► Join my FREE newsletter: https://buildabetterbusiness.co/subscribe If you’re in your 20s (or even your early 30s), watching content like this already puts you ahead of most people. My goal with this video is to help you avoid some of the mistakes I made and give you a clearer framework for building wealth, increasing income, and making smarter financial decisions earlier in life. One of the biggest reasons I struggled with money in my 20s was taking the right mindset too far. Saving and growing your net worth is important, but it has to be balanced with actually living your life. I’m incredibly grateful I learned the importance of investing, and building long-term wealth early on. If you wa