Analyzing and Underwriting Corporate Credit in India

A commercial bank acts as a financial intermediary, balancing deposits and loans, with lending being central to its operations and profit. Unlike personal credit, corporate credit requires a thorough, individual assessment of the borrowing entity due to complex risk factors. This course provides a structured framework for corporate credit analysis, emphasizing key aspects relevant to the Indian market, such as secured lending and MSME credit. It addresses the critical need for robust credit analysis to prevent significant losses, highlighted by notable failures like the Nirav Modi Scandal and …