Your Rich BFF Vivian Tu Answers Personal Finance Questions | Tech Support | WIRED

Former Wall Street trader and Your Rich BFF Founder & CEO Vivian Tu joins WIRED to answer the internet’s burning questions about personal finance best practices. What are the pros and cons of joint bank accounts? How can learning to negotiate effectively increase your overall wealth? How much should you trust AI for financial advice? Answers to these questions and many more await on Personal Finance Support. Vivian Tu's latest book, Well Endowed, released February 3: https://www.harpercollins.com/pages/wellendowed #Finance #PersonalFinance #TechSupport 00:00 - Personal Finance Support with Your Rich BFF 00:15 - Pay in 4 01:30 - Joint bank accounts 02:36 - Loud budgeting 03:47 - Saving for the future vs. living in the present 04:17 - Dollar dribbling over that $5 coffee 05:52 - Student Loans 06:38 - Split that commission, earn those rewards 07:29 - Get ahead of that rainy day 08:17 - How to avoid dipping into savings 09:03 - How can learning to negotiate effectively increase your overall wealth? 10:30 - Are spending tracking apps really worth it? 11:20 - You don’t really want that 12:33 - How many different accounts do you put money into for saving? 13:13 - How much do you trust ChatGPT for financial advice? 14:10 - Pikachu won’t retire you 15:12 - Handling unexpected expenses 16:22 - There’s always money in the banana stand 17:17 - Handling a partner who consistently goes into debt 18:05 - When, exactly, do you need a financial advisor? 19:40 - Work your way out of that overdraft 21:21 - How do people get rich by faking being rich? 22:00 - Protecting your older family from financial scams 23:16 - Is buying a home still worth it? 25:00 - 1 in 4 have $0 for retirement Still haven’t subscribed to WIRED on YouTube? ►► http://wrd.cm/15fP7B7 Listen to the Get WIRED podcast ►► https://link.chtbl.com/wired-ytc-desc Want more WIRED? Get the magazine ►► https://subscribe.wired.com/subscribe/splits/wired/WIR_YouTube?source=EDT_WIR_YouT