Why Payment Dates Change (Roll Conventions Explained) | Fixed Income Basics | Episode 4

Financial Edge Training · Beginner ·💰 FinTech & AI for Finance Professionals ·3mo ago

About this lesson

Why do payment dates move in financial markets? In this video, we explain roll conventions (business day conventions) and how payment dates are adjusted when they fall on weekends or holidays, a critical but often overlooked concept in fixed income markets. Interest payments do not always fall on business days. When they land on weekends or holidays, markets follow predefined rules to adjust the payment date consistently across all participants. These small adjustments can have real cash flow implications. This video covers: what roll conventions are and why they exist the differences between Unadjusted Following, Adjusted Following, and Modified Following how maturity dates determine and anchor payment schedules what stub periods are and why they arise in real financial instruments This concept is widely used across bonds, loans, and derivatives, and is essential knowledge for careers in investment banking, trading, and financial markets. This episode is part of a 9-week interest rates series, with one short episode released every Friday. Learn more with our bestselling certifications https://www.fe.training/product-category/online-finance-courses/?utm_source=youtube&utm_medium=organic-social&utm_campaign=roll-conventions&utm_term=payment-dates Why Financial Edge Financial Edge is the trusted training partner for top investment banks’ new hires. Our courses are designed to help you stand out in recruiting and perform on the job, with structured, practical training covering financial markets, trading, derivatives, and risk. Explore our alumni network https://www.linkedin.com/school/financial-edge-training/people/ Visit our website https://www.fe.training/?utm_source=youtube&utm_medium=organic-social&utm_campaign=roll-conventions&utm_term=payment-dates Connect with us on social media Facebook: https://www.facebook.com/fetraining/ Instagram: https://www.instagram.com/fe.training/ LinkedIn: https://www.linkedin.com/school/financial-edge-training/ #Rol

Original Description

Why do payment dates move in financial markets? In this video, we explain roll conventions (business day conventions) and how payment dates are adjusted when they fall on weekends or holidays, a critical but often overlooked concept in fixed income markets. Interest payments do not always fall on business days. When they land on weekends or holidays, markets follow predefined rules to adjust the payment date consistently across all participants. These small adjustments can have real cash flow implications. This video covers: what roll conventions are and why they exist the differences between Unadjusted Following, Adjusted Following, and Modified Following how maturity dates determine and anchor payment schedules what stub periods are and why they arise in real financial instruments This concept is widely used across bonds, loans, and derivatives, and is essential knowledge for careers in investment banking, trading, and financial markets. This episode is part of a 9-week interest rates series, with one short episode released every Friday. Learn more with our bestselling certifications https://www.fe.training/product-category/online-finance-courses/?utm_source=youtube&utm_medium=organic-social&utm_campaign=roll-conventions&utm_term=payment-dates Why Financial Edge Financial Edge is the trusted training partner for top investment banks’ new hires. Our courses are designed to help you stand out in recruiting and perform on the job, with structured, practical training covering financial markets, trading, derivatives, and risk. Explore our alumni network https://www.linkedin.com/school/financial-edge-training/people/ Visit our website https://www.fe.training/?utm_source=youtube&utm_medium=organic-social&utm_campaign=roll-conventions&utm_term=payment-dates Connect with us on social media Facebook: https://www.facebook.com/fetraining/ Instagram: https://www.instagram.com/fe.training/ LinkedIn: https://www.linkedin.com/school/financial-edge-training/ #Rol
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