What point will we have AI easily accessible to the average person to the level of personal assistants that really rich people have today or even better?

I mean for instance, the equivalent of financial advisors that tell you the best possible decisions to make based on your current financial portfolio (equivalent of like the best financial advisors worldwide or better) tells you which jobs to apply for and how to best write your resume and cover letter for them, suggests to you which outfit you should wear or buy depending on the occasion and how you should style your hair and what skincare products work the bes