Cursor switches pay-per-token when your plan limit end. Calls "On-Demand usage"

📰 Hacker News · hardwellvibe

I was a Cursor Pro subscriber. On January 14th, I hit my subscription usage limit. No warning. No "Hey, you've used up your included quota — want to keep going at per-token rates?" Cursor just... kept going. Silently switched me to what they call "On-Demand" billing — meaning every single token I used from that point was billed at API rates. And I had no idea. "On-Demand usage" — who interprets that as post-paid charges? Here's what gets me. I've lived in the US for years. My English is fine. But when I saw "On-Demand usage" in my account, I genuinely thought it meant usage within my subscription plan — as in, I'm using it on demand, whenever I need it. You know, like on-demand streaming. On-demand services. That's what the phrase means in literally every other context. It does not mean that here. In Cursor's world, "On-Demand" means "you are now being charged per token at full API pricing and we will

Published 10 Feb 2026
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