Ask HN: How are lean startups easily accepting CC payments?

As a single developer that has only given "online payments" a cursory glance the whole dance of gateways, merchant accounts and front-end recurring management platforms like Chargify or Recurly make my head spin. I'm not the biggest fan of PayPal (reading enough horror stories over the last decade tends to cool you on some companies), but if it's the best option out there I'll use it. I'm curious what the other single-person startups or small team startups that don't have the expertise to do full integrations with authorize.net/Braintree/etc. are doing to collect recurring/subscription payments? I am hoping I'm missing some amazingly simple "all in one" company out there where a user can just enter credit card details and be done. I'm avoiding Amazon Payments and Google Checkout because of the required "create an account" step that a few companies have blogged about mucking up their follow-through with new customers. Any tips would be much appreciated. Links for reference (for anyone e