Why we treat credits and wallets as first-class billing primitives

📰 Dev.to AI

Learn how to treat credits and wallets as first-class billing primitives to handle complex billing scenarios

intermediate Published 16 May 2026
Action Steps
  1. Model credits and wallets as separate entities
  2. Implement a rate card layer to manage different per-unit costs and margins
  3. Configure multiple wallets to handle different types of credits
  4. Integrate the rate card layer with the token layer and customer-facing price
  5. Test the billing system with different scenarios to ensure accuracy
Who Needs to Know This

Developers and product managers working on billing systems can benefit from this approach to handle multiple types of credits and rate cards

Key Insight

💡 Treating credits and wallets as separate entities with a rate card layer can handle multiple types of credits and rate cards

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Simplify complex billing with first-class credits and wallets #billing #payments
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